For the first time it seems an online insurance company, that had motor insurance policies offered, the bankruptcy / It is shown thay many questions are unresolved.
BERLIN. What do I do if my car insurance is about to go broke? The first set vehicle insured in Germany to ask this question. The International Insurance Corporation, Amsterdam is not as liquid, as required by the Dutch laws there. Therefore, the courts have used an administrator who continues the provider of online insurance companies such as Incas and Lady Car Online provisional. In Germany, this insurance about 50 000 customers.
Am I still insured vehicle?
Yes. The insurance contracts are in force. The premiums remain due and will be charged. The bailiff try the insolvencies of Incas and Lady Online Car prevent, by examining whether the insurance companies take on other contracts.
Do I have limitations
fear in benefits?
Yes. On partial cover and hull damage, customers can sit. The insurance company will not pay the bills. Also, the Guarantee Fund Verkehrsopferhilfe (VOH), the jump in when a car insurer is insolvent, enters not. The fund is limited to insurance cases. The result: customers must join the workshop in advance and submit your claim on the website of Incas or Lady Car Online, to be made to the creditors list. At the moment, the Notverwalter the insurance does not indicate whether and to what extent they can reimburse hull damage. The Incas and Lady-Car-Online-Breakdown and assistance services are still in force. The administrators reserve the right to adjust the performance of the cash situation of the company.
But in the Third party liability insurance I leave it full?
No. In Germany, motor vehicle third party insurance of all insurance companies have every injury a contribution of € 2500. In practice, the insurer that sum. In place of the insurer now Verkehrsopferhilfe entered. She wants to bring back the 2500 € each from the Guarantee Fund by the Dutch insurance company. But he is obliged to keep its costs as low as possible and relies on the German co-payment scheme. Beneficiaries could therefore up to 2500 € per sit liability loss. "The last word has not been said about it", Christian Lübke, spokesman says the Association of the German insurance industry. The VOH makes replacement up to € 7.5 million in passenger and up to one million euros in property damage.
Is there a special right?
In this issue are the ghosts. The ADAC said yes, the Federal Agency for Financial Supervision and the Ombudsman of the Insured to say no. A short question is not representative of the Badische Zeitung in some insurance companies shows that customers of an insurer in need accept no ifs and buts competitor. If it subsequently emerges that there is no special right of termination, the contracts would be treated as if it had never existed, for example, says Holger Brendel, spokesman for the HUK Coburg.
Is it appropriate to terminate?
Yes. The danger, to stand there with a high hull loss is too high.
How do I cancel?
If you have decided to cancel: You Announce the motor vehicle liability and comprehensive insurance without notice, recommends the Stiftung Warentest. Important reasons should call you are, the threat of excess liability for damages and compensation for potential defaults of hull damage. Revoke your bank debit. Request a final invoice. Please send the notice by registered mail with return receipt:
International Insurance Corporation (IIC) NV, Manager: M. Pannevis and PHM Versteeg, Aachener Strasse 1053-1055, 50858 Köln
At the same time you are looking for a new insurance policy. Do not wait until you have a cancellation confirmation. The new insurance, they state that they have terminated because of the imbalance of your old insurance. Whether you get back from Ineas Lady Car Online or the rest of your premium, can not foresee at the moment.
I remain sitting on claims, if I am involved in an accident involving a Ineas-insured?
"Who will be harmed, can be confident that his injury fully regulated," says Christian Lübke.
What do I do if I have a car or motorcycle accident claims against the Incas or against Lady Car Online?
Refer to: ISB DEKRA Claims Service, Boxgraben 38, 52064 Aachen, Fax 0241-5157830, E-mail: @ irmgard.jaeschke Birs isb.com.
No. In Germany, motor vehicle third party insurance of all insurance companies have every injury a contribution of € 2500. In practice, the insurer that sum. In place of the insurer now Verkehrsopferhilfe entered. She wants to bring back the 2500 € each from the Guarantee Fund by the Dutch insurance company. But he is obliged to keep its costs as low as possible and relies on the German co-payment scheme. Beneficiaries could therefore up to 2500 € per sit liability loss. "The last word has not been said about it", Christian Lübke, spokesman says the Association of the German insurance industry. The VOH makes replacement up to € 7.5 million in passenger and up to one million euros in property damage.
Is there a special right?
In this issue are the ghosts. The ADAC said yes, the Federal Agency for Financial Supervision and the Ombudsman of the Insured to say no. A short question is not representative of the Badische Zeitung in some insurance companies shows that customers of an insurer in need accept no ifs and buts competitor. If it subsequently emerges that there is no special right of termination, the contracts would be treated as if it had never existed, for example, says Holger Brendel, spokesman for the HUK Coburg.
Is it appropriate to terminate?
Yes. The danger, to stand there with a high hull loss is too high.
How do I cancel?
If you have decided to cancel: You Announce the motor vehicle liability and comprehensive insurance without notice, recommends the Stiftung Warentest. Important reasons should call you are, the threat of excess liability for damages and compensation for potential defaults of hull damage. Revoke your bank debit. Request a final invoice. Please send the notice by registered mail with return receipt:
International Insurance Corporation (IIC) NV, Manager: M. Pannevis and PHM Versteeg, Aachener Strasse 1053-1055, 50858 Köln
At the same time you are looking for a new insurance policy. Do not wait until you have a cancellation confirmation. The new insurance, they state that they have terminated because of the imbalance of your old insurance. Whether you get back from Ineas Lady Car Online or the rest of your premium, can not foresee at the moment.
I remain sitting on claims, if I am involved in an accident involving a Ineas-insured?
"Who will be harmed, can be confident that his injury fully regulated," says Christian Lübke.
What do I do if I have a car or motorcycle accident claims against the Incas or against Lady Car Online?
Refer to: ISB DEKRA Claims Service, Boxgraben 38, 52064 Aachen, Fax 0241-5157830, E-mail: @ irmgard.jaeschke Birs isb.com.
The main point that everyone should consider before buying an insurance policy from a carrier is that we must ensure the stability of that carrier in long run. Will it survive in the market till the time our policy expires ? In any case if a customer finds any difficulty carrier should be switched.
ReplyDeletecorporate insurance quotes
The main point that everyone should consider before buying an insurance policy from a carrier is that we must ensure the stability of that carrier in long run. Will it survive in the market till the time our policy expires ? In any case if a customer finds any difficulty carrier should be switched.
ReplyDeletecorporate insurance quotes